Privacy Policy
Welcome to Xcel Optima. This Privacy Policy explains how our online platform collects, uses, discloses, and protects your personal information when you use our services. We are committed to protecting your privacy and handling your data in an open and transparent manner, in compliance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.
Who We Are
Xcel Optima provides expert guidance on business advisory topics, including selling or acquiring a business, company valuation, tax-efficient dividend strategies, holding structures, Box 2 taxation, business succession, MBO financing, and optimally extracting money from your BV, for Ireland entrepreneurs and directors/major shareholders (DGA’s). Our registered address is North Road, Blanchardstown, Dublin, Finglas, Dublin, IE.
Information We Collect
We collect various types of information in connection with the services we provide.
- Personal Data You Provide: This includes information you give us when you register for an account, send us an enquiry, subscribe to our newsletter, or engage in our advisory services. This might include your name, email address, phone number, company name, financial information pertinent to advisory services, and any other information you choose to provide in communications with us.
- Usage Data: We automatically collect information about how you access and use our site, such as your IP address, browser type, device type, pages viewed, access times, and the referring website address. This helps us understand how our services are used and improve your experience.
- Cookies and Tracking Technologies: Our site uses cookies and similar tracking technologies to track the activity on our site and hold certain information. These are used to enhance your experience, store preferences, and gather analytics.
How We Use Your Information
We use the collected information for various purposes, including:
- To Provide and Maintain Our Services: Delivering the expert guidance and resources on business advisory topics, including processing your service requests and managing your account.
- To Improve Our Services: Understanding how our site is used to enhance functionality, content, and user experience.
- For Communication: Responding to your enquiries, sending you service-related notifications, updates, and marketing communications, where you have consented.
- For Security: Detecting, preventing, and addressing technical issues and protecting against fraudulent or illegal activity.
- For Legal Compliance: Fulfilling our legal obligations and regulatory requirements.
Legal Basis for Processing
We process your personal data based on the following legal grounds:
- Performance of a Contract: When processing is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract.
- Legitimate Interests: Where processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by your interests or fundamental rights and freedoms.
- Consent: Where you have given explicit consent for us to process your personal data for one or more specific purposes.
- Legal Obligation: Where processing is necessary for compliance with a legal obligation to which we are subject.
Disclosure of Your Information
We may share your information with:
- Service Providers: Third-party companies and individuals who assist us in operating our site, conducting our business, or serving our users (e.g., website hosting, analytics, customer support). These third parties have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
- Legal Requirements: When required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
- Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
Data Retention
We retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy, and to comply with our legal obligations (e.g., if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
Your Data Protection Rights (GDPR)
Under GDPR, you have the following rights regarding your personal data:
- The right to access: You have the right to request copies of your personal data.
- The right to rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
- The right to erasure: You have the right to request that we erase your personal data, under certain conditions.
- The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
- The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.
- The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at the address below.
Security of Your Data
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, your personal data, or would like to exercise one of your data protection rights, please contact us:
- By post: North Road, Blanchardstown, Dublin, Finglas, Dublin, IE